Detroit, MI
Lewisville, TX
Full time
R2600109
Ally and Your Career
Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We love this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?
Work Schedule : Ally designates roles as (1) fully on-site, (2) hybrid, or (3) fully remote. Hybrid roles are generally expected to be in the office a certain number of days per week as indicated by your manager. Your hiring manager will discuss this role's specific work requirements with you during the hiring process. All work requirements are subject to change at any time based on leader discretion and/or business need.
The Opportunity
The Data & Analytics Rotational Development Program within our Auto Finance business is crafted for highly motivated college graduates with a desire to further their career in the field of Analytics and Data. The two-year program will provide an applied training experience where you will gain insight into the Ally brand, consumers and support analytics capabilities and emerging technologies. The program provides an accelerated career path focused on ensuring you have the knowledge and skills to be successful.
The Work Itself
The Opportunity
The Data & Analytics Talent Development Program within our Auto Finance business is crafted for highly motivated college graduates with a desire to further their career in the field of Analytics and Data. The two-year rotational program will provide an applied training experience where you will gain insight into the Ally brand, consumers and support analytics capabilities and emerging technologies. The program provides an accelerated career path focused on ensuring you have the knowledge and skills to be successful.
The Details
Program Start Date: January 20, 2027 and July 7, 2027
In Person with Flexibility
40 Hour Work Week
Market Competitive Compensation & Benefits
Locations available: Detroit, MI and Lewisville, TX
The Work Itself
This two-year program provides participants three, 8-month rotations in the Data Analytics & Data Science space.
Within the rotations, the participant will have the opportunity to demonstrate their analytical, leadership, project management, problem solving, innovation, and communications skills.
The program provides an immersive experience, development opportunities, and peer mentor provides an opportunity to learn and apply skills while creating a solid foundation to start your career.
This is an outstanding opportunity for the participants to gain a diversity of business experience in a short period of time and launch their careers at Ally.
Auto Data & Analytics Rotations
Originations:
Credit Policy Indirect - Driving Auto decisioning strategy for largest Auto lending bank, by identifying whom to approve/decline using data-driven approaches to help business manage to business plan, while staying within risk appetite. Strategy development and performance analysis to optimize Auto business performance.
Servicing & Portfolio Strategy:
Servicing Strategy - Servicing Strategy focuses on collections through post-charge off recovery to optimize portfolio performance. Optimize Auto servicing strategy using data-driven approaches to reduce NCO (Net Charge Offs) and enhance cost efficiency
Servicing Data Science - Leverage advanced analytics to drive servicing strategic decisions, optimize operations and enhance customer experiences. Key functions include developing customer segmentation and statistical or machine-learning models to support and improve servicing strategy and analytics
Portfolio Analytics - Proactively monitor originations, early performance, delinquency, and credit loss trends for all of Ally's consumer auto portfolio. Support end-to-end portfolio risk monitoring and analytics for Ally's consumer auto portfolio, including serviced and non-serviced portfolios.
Auto Finance Strategy:
Auto Valuations - Auto Valuations is part of the larger Pricing organization and focuses on vehicle valuations for several purposes. The team develops and uses various models, analytical tools and large data sets to produce its work. The team tracks and projects used vehicle values with the internally developed Ally Wholesale Price Index. The team also sets new vehicle residual values, prices vehicles for remarketing (both lease returns and retail loan repossessions) and provides portfolio valuation forecasts for both risk management and financial planning.
Loss Forecasting - Utilize modeled data, economic inputs, and quantitative and qualitative analysis to produce retail auto loss forecasts, support forecasting models, and deliver related reporting. Generate and report auto loss forecast results, reporting and models to support Allowance for Credit Losses (ACL), Capital Planning & Stress Testing (CPST), Corporate Auto Loss Forecasting, portfolio and vintage performance analytics, credit related executive reporting and earning presentations
Forward Flow - The Alternative Lending BU (Forward Flow) is an integral component of Ally's Auto Finance organization, complementing Ally's Indirect Lending BU. Its primary focus is the purchase of loans originated by external partners. Develop statistical models and monitoring dashboards to support strategic decisions, optimize operations, and enhance portfolio performance within Alternative Lending.
Pricing - Develops, implements, optimizes, tests, and analyzes rate strategies to achieve financial business plan targets while operating within the risk appetite framework.
Partner Support:
Employee & Dealer Incentives - The Incentive Compensation department administers Ally's various employee incentive compensation plans across multiple business units including Sales, Collections, and other customer-facing positions. Perform end-to-end development, administration, and execution of incentive compensation plans. This includes strategic analysis, project management, model building, payment calculation, report building, and resolving participant/executive inquiries.
The Qualifications We're Looking For
Required Qualifications
Program Eligibility : Must be graduating between July 2026 and June 2027
Graduating with a Bachelor's degree between December 2026 and June 2027. Students who go straight from a Bachelors to Masters Degree in this area may also be considered.
Eligible to work in the US for any employer without sponsorship from the company now or in the future.
Preferred Qualifications
Preferred majors include Informational Sciences, Data Science, Business Analytics, and Statistics.
Data-centric, collaborative and curious individuals with a high-level of emotional intelligence, adaptability and influencing skills who are eager to learn.
Ability to collect, manage and analyze data to solve problems and drive strategies across the Auto organization.
Extracurricular activities/leadership experience is preferred (student organizations, volunteering, sports, part-time roles, etc.).
Prior experience with SQL, Power BI and Python
Proven work experience or internship in financial services, preferred.
Minimum Qualifications
How We'll Have Your Back
Ally's compensation program offers ma
