Sr. Interchange Strategy Analyst, Payments
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Tyler continues to advance its strategic focus on growing transactionbased revenue, and we are looking for a strategic, detailoriented analyst to help in accelerating that momentum. As our Sr. Interchange Strategy Analyst you will partner with VPlevel leaders and crossfunctional teams to recommend and drive initiatives that optimize interchange rates, reduce downgrades, and improve cost-efficiency across Tyler's portfolio. In this newly created role, you will take the lead in analyzing the financial and operational performance across Tyler's diverse public-sector payment types. You will research processor data files, merchant statements, pricing scenarios, and industry rules to uncover opportunities that enhance Tyler's revenue, reduce Tyler's costs, and improve overall portfolio profitability. This is a high-impact role for a selfstarter who wants to directly influence Tyler's payment growth trajectory by shaping interchange costs strategy and establishing longterm best practices.
Location
Yarmouth, Maine | Troy, Michigan | Plano, Texas | Overland Park, Kansas
Responsibilities
Interchange & Fee Optimization
Analyze processor files and transaction data to evaluate effective rates, fee optimization opportunities, and margin outcomes.
Provide targeted recommendations to optimize interchange costs across Tyler's portfolio.
Monitor downgrade trends and manage qualification factors (Level II, Level III, CEDP). Provide impact assessments and implementation guidance.
Assess publicsector MCC usage across Tyler's market segments and transaction channels.
Serve as a subjectmatter expert on interchange structures, pricing models, card brand fees, and network rules.
Portfolio Performance & Financial Modeling
Analyze financial and operational performance across Tyler's publicsector payment types.
Provide benchmark guidance by market segment and payment type.
Anticipate, evaluate, and model the impact of cardbrand rule changes on portfolio performance.
Model revenue and expense impacts for proposed initiatives.
Monitor processor revenue streams to identify margin erosion, underpayment, and missed optimization opportunities.
CrossFunctional Strategy & Implementation
Partner with VPlevel leaders and crossfunctional Product, Engineering, Finance, and Merchant Services teams to: (1) implement interchange optimization strategies, (2) develop pricing models and cost analyses and (3) support new merchant onboarding best practices
Interpret processor contracts and Schedule A terms in detail.
Reporting, Dashboards & Insights
Produce monthly interchange reporting packages for leadership.
Develop dashboards and command centers to track interchange trends, profitability, and cost drivers.
Qualifications
Bachelor's degree in Business, Finance, Statistics, or equivalent experience.
3-5+ years of experience in credit card processing, payment analytics, acquiring industry - or demonstrated success in adjacent field
Understanding of interchange structures, interchange discount qualification logic, network rules, cardbrand fees, and acquiring economics.
Independent, selfmotivated, curious, and entrepreneurial mindset.
Demonstrated experience with processor/IFDA analysis and creating actionable financial recommendations.
Familiarity with major processors such as Fiserv, Global Payments, and Chase.
Advanced Excel skills and experience with Power BI or similar tools.
Fintech experience preferred. Experience working with government merchants, utilities, tax payments, or public-sector entities a plus.
Taking Care of You & Your Family
Your health and well-being are important to us. That's why we invest in our team members by offering competitive benefits to support their health and financial wellness. Learn more about how we care for our people.
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Requisition Number:2026-8602
Tyler Technologies is proud to be an equal opportunity employer. All qualified applicants will receive consideration without regard to race, creed, gender, marital status, sexual orientation, citizenship status, color, religion, national origin, age, disability, protected veteran status, or any other status protected under local, state, or federal laws. If you require reasonable accommodation for any part of the application or hiring process due to a disability, please submit your request by emailing [email protected] or by calling 800.646.2633 ext. 791008. Please keep in mind these methods are reserved for individuals who require accommodation due to a disability.
Tyler Technologies is proud to be an equal opportunity employer. All qualified applicants will receive consideration without regard to race, creed, gender/sex, marital status, sexual orientation, citizenship status, color, religion, national origin, age, disability, veteran status, or any other status protected under local, state or federal laws.
