Description
Our Oakland County Credit Union Client is looking for a Mortgage Processor. As the Mortgage Processor duties include:
Review of loan applications and documents; ensure consistency, accuracy, and compliance with requirements for Mortgage Loan Officers and Underwriter's review
Regulatory understanding of compliance requirements of loan documentation and how it impacts the lending lifecycle
Mortgage lien perfection responsibilities
Documentation maintenance, review, and filing of loan files both hard copies and electronic
Insurance maintenance and tracking
Complete Tax Service documentation review and property tax disbursements as applicable
Flood Certification maintenance
Title Insurance review
Support with establishing and managing escrow accounts
Assist in the tracking and reporting of Home Mortgage Disclosure Act (HMDA)
Preparation of monthly loan reports as needed
Perform all other duties as requested by management to support the needs of internal and external members
Requirements
The ideal Mortgage Processor will have:
Minimum 2 years of real estate processing experience or related field
Maintain and keep current with Mortgage Lending Practices, Policies, and Regulations
Adept in Lending and Servicing software and applications
Proficient with Microsoft Office Applications (Word, Excel, Outlook)
Strong attention to detail and documentation
Ability to work in a fast-paced environment while meeting deadlines and turn times.
Strong verbal and written communication skills
Must be dependable and willing to work additional hours when necessary to serve both internal and external members
Notary Public Certification (preferred)
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