General information
Ref # 20089
Remote? No
Ally and Your Career
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Ally Financial only succeeds when its people do - and that's more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You're constantly evolving, so shouldn't your opportunities be, too?
The Opportunity
As part of Loss Forecasting team within Ally's Auto Finance Consumer Credit Operations organization, this position plays a vital role in monitoring and forecasting trends in metrics such as delinquency roll rates, loss rates, customer recoveries, and auction recoveries by building and maintaining forecasting solutions for both standard deliverables and ad hoc requests. This role is responsible for assisting the team in carrying out forecasting routines that provide transparency into portfolio performance, emerging opportunities, and emerging risks. Ideal candidates will have strong technical skills and can work effectively with others in a fast-paced environment. Location: hybrid (3 days in office / 2 days remote) in Lewisville, TX (preference), Charlotte, NC or Detroit, MI.
The Work Itself
- Work toward becoming a subject matter expert of forecasting portfolio credit losses and delinquencies for Ally's Consumer Auto Finance business line
- Assist the Principal in carrying out forecasting processes including associated analytics
- Own and update forecast visualizations that feed into presentation materials
- Perform analytics on financial projections to understand key variance drivers
- Work with the team to construct the narrative around each forecast update
- Analyze impact of monthly actuals to model projections
- Partner and collaborate with team members and business partners to achieve goals
- Pull data and provide analytical support for ad hoc projects, as needed
- Identify and act on opportunities to improve process efficiency
- Ensure deliverables are completed within agreed timelines, communicating issues to stakeholders as needed
- Maintain or create documentation of key process and controls relevant to areas of responsibility
The Skills You Bring
- 2+ years of relevant work experience or relevant course work (data analytics, financial analysis)
- Bachelor's degree in Finance, Data Analytics, Statistics, Economics, or other quantitative field
- Experience with SQL, Excel, PowerPoint
- Intellectual curiosity and critical thinking skills needed to understand trends and anomalies within data
- Ability to produce deliverables in an accurate and timely manner with minimal supervision
- Adept at working and collaborating with cross-functional teams
- Detail oriented with strong problem-solving skills
- Aptitude for quantitative and qualitative analysis
- Strong organizational skills and the ability to prioritize workflow
- Automotive dealer financial services experience preferred
- Experience with cloud-based database platforms (e.g., Snowflake) preferred
- Experience with Python preferred
- Experience with Power BI preferred
At this time, Ally will not sponsor a new applicant for employment authorization for this position.
#DFS #LI-hybrid
How We'll Have Your Back
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Ally's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally's total compensation - or total rewards - extends beyond your paycheck and is designed to support and enrich your personal and professional life, including: * Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting. * Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs. * Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially. * Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts. * Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Who We Are:
Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.
Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.
Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.
We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at [email protected]. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.
Base Pay Range:
An individual's position in the range is determined by the scope and responsibilities of the role, work experience, education, certification(s), training, and additional qualifications. We review internal pay, the competitive market, and business environment prior to extending an offer.
Emerging: 47840
Experienced: 61420
Expert: 75000
Incentive Compensation: This position is eligible to participate in our annual incentive plan
