Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.
Our Operations teams work with our consumers to promote great service, encourage them to bring their accounts current and resolve escalated issues. Team Members specialize in various segments of the contract life cycle to achieve the highest levels of performance. We are committed to providing career growth opportunities to our Team Members and we are proud of our record of promoting from within. Our flexible schedules, casual work environment and culture of having fun make this a Great Place to Work!
About this Position:
Consistently, efficiently, and lawfully contact customers and collect on and manage a route of deficiency balance accounts.
Professionally and respectfully persuade customers to pay in an effort to set up payment arrangements and settlements on deficiency balance accounts.
Ensure the information we depend on to contact and collect from these customers is accurately maintained.
Support additional customers service requests.
Outcomes & Activities:
Handle Phone Calls: You will spend at least 80% of your time signed on to our dialer to handle customer phone calls and negotiate payment or settlement arrangements.
Call Quality: You will use our call model to handle each call in a manner that meets or exceeds our call quality and compliant expectations.
Collect Money: You will persuade customers to resolve their accounts within the payment and settlement criteria for Internal Collections.
Update Contact Information: While speaking with customers you will work to identify additional contact information
Receive and Act Upon Feedback: You will need to be open to ongoing feedback aimed at improving performance.
Knowledge and Skills:
Ability to communicate in a professional and confident manner using appropriate tone of voice and asking open-ended, probing questions.
Owns performance and is receptive to feedback; applies feedback to improve; active participant in training & coaching sessions
Employs active listening in order to understand the customer's situation; recognize issues that prevent payment
Ability to use logic and critical thinking to reason and solve problems
Good negotiator with an ability to persuade customers to pay; assertive; create urgency with customer
Ability to control the call by setting expectations; create accountability and resolution; maintain focus; call efficiency
Create and build trust by displaying empathy; positive approach to creating resolution; collaborative approach
Requirements:
Speak clearly, professionally and articulately on the telephone.
Talk and type at the same time (talking with customers while documenting relevant notes).
Comfortable with repetitive tasks, sit and talk on the phone with a headset for up to 90% of the day.
Ability to document account notes clearly and efficiently.
Ability to work independently and in a team environment.
Be driven and self-motivated and able to act on feedback.
High school diploma or GED.
High speed internet connection with a minimum of 15mbps download speed
Preferred:
Experience in the finance or automotive industry.
Experience working in a call center environment.
Training & Schedule Requirements:
Training:
2 weeks Monday through Friday: 8am - 5pm EST
Virtual Training will be conducted
Schedule:
Monday through Friday: 10am - 7pm EST
Targeted Compensation: $16.50 - $19.00/hour based on experience
Targeted Bonus: Uncapped monthly bonus potential based on individual performance. The estimated average bonus target for this position is around $800.
INDSERHP#zip #LI-Remote
Benefits
Excellent benefits package that includes 401(K) match, adoption assistance, parental leave, tuition reimbursement, comprehensive medical/ dental/vision and many nonstandard benefits that make us a Great Place to Work
Our Company Values:
To be successful in this role, Team Members need to be:
Positive by maintaining resiliency and focusing on solutions
Respectful by collaborating and actively listening
Insightful by cultivating innovation, accumulating business and role specific knowledge, demonstrating self-awareness and making quality decisions
Direct by effectively communicating and conveying courage
Earnest by taking accountability, applying feedback and effectively planning and priority setting
Expectations:
Remain compliant with our policies processes and legal guidelines
All other duties as assigned
Attendance as required by department
Advice!
We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!
P.S.
We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk!
Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.
Credit Acceptance is... For full info follow application link.
Credit Acceptance is dedicated to providing an inclusive environment for all. We are proud to be an Equal Opportunity Employer and value a culturally diverse workforce. We believe in ensuring all team members demonstrate mutual respect for one another. All qualified applicants will receive consideration for employment without regard to protected characteristics like age, race, color, religion, sex, sexual orientation, gender identity, national origin, veteran or disability status.