Description
POSITION SUMMARY
The Mortgage Servicing Specialist is responsible for providing the daily mortgage services developed by Xtend and our credit union partners. This involves processing daily participant and escrow payments, handling credit union mail, and more. ESSENTIAL JOB FUNCTIONS
Provide daily mortgage services for credit unions in accordance with daily run sheets, policies, and procedures.
Perform regular tasks including opening, sorting, and posting credit union payments and deposits received in the mail from membership, processing member payments on sold loans, and reporting and remitting to investor the activity and payments.
Process escrow disbursements on members accounts for insurance, taxes, private mortgage insurance (PMI), and other business.
Provide end of month services for the credit unions including processing standard participation and monthly balancing.
Perform extra balancing projects for credit unions with approval from management.
Maintain an open line of communication with credit union contacts.
Complete all tasks assigned by management to meet team objectives.JOB QUALIFICATIONS
High School graduate or equivalent is required.
Two-year degree in a business-related field or equivalent work experience is preferred.
Excellent attention to detail and accuracy.
A minimum of 1 year of experience in mortgage services is preferred.
Ability to use discretion when dealing with sensitive or confidential data.
Demonstrate excellent written and verbal communication, and problem-solving skills.
Take responsibility for increasing job knowledge and credit union operations.
Requirements
WORK ENVIRONMENT & PHYSICAL ACTIVITIES
Xtend operates in a professional office building setting. Some job assignments at Xtend are primarily conducted within the office building(s) while others have moderate to extensive travel responsibilities as described in the Job Functions and/or Job Qualifications section(s) above. Xtend is committed to working with its employees to reasonably accommodate them with the physical aspects of the position.
Communication and Contact: The employee communicates effectively both verbally and in writing with superiors, colleagues, and individuals inside and outside the company.
Relationships with Others: The employee works effectively and relates well with others Including superiors, colleagues, and individuals inside and outside the company. The employee exhibits a professional manner in dealing with others and works to maintain constructive working relationships.
Physical Demands: While performing the duties of this position, the employee is regularly required to stand, sit, talk, hear, and use hands and fingers to operate a computer and telephone. The employee must be able to see within normal vision range. The individual must have manual dexterity to operate a keyboard and mouse.
Notice
This job description is not intended to be, nor should be construed as a contract for employment. Xtend makes no guarantee of permanent employment. This job description is to be used as a guideline to give the employee an understanding of what Xtend has defined this position to be.
Xtend will make reasonable accommodations for the known physical or mental disabilities of qualified applicants unless to do so would cause an undue hardship. Disabled individuals who feel accommodation is needed to perform their job, or the job for which they have applied, must notify Xtend in writing of the need for reasonable accommodation within 180 days after the date the individual knew or reasonably should have known that an accommodation was needed. Xtend, thereafter, will make all reasonable accommodations unless to do so would pose an undue hardship.
Xtend is willing to accommodate disabilities to the extent a financial service organization can without impacting financial control or member service. Xtend is an Equal Opportunity Employer.
Xtend maintains a strong policy of equal employment opportunities for all employees and applicants for employment. We strive to be consistent in hiring, training, promoting, and compensating employees on the basis of personal competence and potential for advancement without regard for race, color, religion, sex, national origin, age, sexual orientation, transgendered status, marital status, pregnancy, disability, citizenship, genetic information, veteran or military status, height, weight, as well as other classifications protected by applicable federal, state, and local laws. Our equal employment opportunity philosophy applies to all aspects of employment with Xtend, including recruiting, hiring, training, assignment, transfer, promotion, job benefits, pay, demotion, dismissal, and educational assistance.