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Work Arrangement: Work from Home
Relocation assistance: : is not available for this opportunity.
Pay Range: $48,900 - $103,600
Bonus Potential: 5%
Requisition #: 67683
General Purpose of Job
As an Underwriter, you will perform and deliver on routine assignments/projects while simultaneously leveraging and applying knowledge of Underwriting. They evaluate insurance applications for which a coverage determination cannot be concluded through an automated rules engine. They assess risks to determine whether to accept an insurance application and determine the appropriate coverage and risk amount.
This Underwriting opportunity is on our TermAccel team... if you enjoy the automation of underwriting, this is the opportunity for you !
Duties and Responsibilities
Audits and approves determinations underwritten by an automated rules engine for less complex cases to ensure compliance with underwriting guidelines and policies.
Develops relationships with new business and tele-app staff to achieve team goals.
Identifies and communicates to management process improvements that reduce workloads or improve quality for his/her assigned area(s) of responsibility.
Identifies, documents, and presents to internal stakeholders findings that support process improvement.
Maintains knowledge on current and emerging developments/trends for assigned area(s) of responsibility, assesses the impact, and collaborates with management to incorporate new trends and developments in current and future solutions.
Performs and delivers on routine assignments/projects while simultaneously leveraging and applying knowledge of their assigned area(s) of responsibility.
Promotes and enhances organizational initiatives by positively influencing and supporting change management and/or departmental/enterprise initiatives within assigned area(s) of responsibility.
Underwrites life insurance applications within assigned area of responsibility making underwriting determinations of the terms, coverage and pricing by evaluating applicant data including medical reports, and risk analysis and modification.
Education
4 Year/Bachelor's degree or equivalent work experience (4 years of experience in lieu of Bachelor's) - Minimum Required
Certifications
Experience
1 - 3+ Years of individual life underwriting experience. (Required )
Experience with underwriting rules engines and/or automation preferred
What's it like to work here?
At Lincoln Financial Group, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future.
What's in it for YOU:
A clearly defined career framework to help you successfully manage your career
Leadership development and virtual training opportunities
PTO/parental leave
Competitive 401K and employee benefits (https://hrdirectdocs.lfg.com/misc/HR/Recruiting/BenefitsResourcesGuide.pdf)
Free financial counseling, health coaching and employee assistance program
Tuition assistance program
A leadership team that prioritizes your health and well-being; offering a remote work environment and flexible work hybrid situations
Effective productivity/technology tools and training
Work Arrangement
Work from Home : Employees will work fully from home. Their job will not require the employee to come into the office, unless for special circumstances.
Lincoln will evaluate the following when setting the successful candidate's wage rate:
• Prior work or industry experience.
• Education level to the extent education is relevant to the position.
• Unique skills
About The Company
Lincoln Financial Group, a Fortune 200 company with over 10,000 employees, provides advice and solutions that help empower Americans to take charge of their financial lives with confidence. Our core business areas - Life Insurance, Annuities, Retirement Plan Services and Group Protection - focus on supporting, preserving and enhancing over 17 million customer's lifestyles and retirement outcomes.
Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. The company had $324 billion in end-of-period account values as of June 30, 2021.
Ranked one of the Best Large Employers in America and Best Employers for Women by Forbes magazine as well as one of Newsweek's Most Responsible Companies, Lincoln Financial Group makes a serious investment in our employees' futures through a broad range of wealth accumulation and protection plans, health and wellness programs, and career development resources designed to help each individual reach their personal and professional goals.
Lincoln is committed to creating a diverse and inclusive (https://www.lfg.com/public/aboutus/companyoverview/diversityinclusion?audience_page_id=1422918942386) environment and is p