Mercantile Bank of Michigan in Grand Rapids, MI is looking to hire a full-time Consumer Loan Underwriter. Do you love to solve problems? Do you like to do something different every day? Are you passionate about helping people achieve their financial dreams? If so, please read on!
Consumer Loan Underwriters receive a competitive wage based on skills and experience. You would be eligible for a full benefits package that includes medical, dental, vision, a flexible spending account (FSA), paid vacation and sick time, life insurance, a 401(k) with a match at 100% up to the first 5% of your contribution, discounted bank services, adoption assistance, exceptional training and development opportunities, and more! If this sounds like the right opportunity for you, apply today!
MERCANTILE BANK OF MICHIGAN STORY
Founded in 1997 with the firm belief that our customers, employees, and communities are best served by financial institutions with local ties, we have a strong and extensive commercial and retail banking presence in Michigan. We work together to solve problems and are leaders in the industry when it comes to innovative products. As a community bank, we are able to offer products that are tailored to meet the unique needs of our local customers.
We hire people that are able to connect, listen, and deliver the best solutions to our customers and communicate with integrity every time. Our employees are actively involved in the communities we serve. We get that they spend almost as much time at work as they do at home, so they need an environment where they can thrive and reach their full potential. We get that attractive compensation and benefit plans are important. We get that feeling valued, accepted and respected is key. We are committed to attracting and retaining the best talent in the markets we serve. We are a great place to work and grow. So come see for yourself why we have been named one of "West Michigan's 101 best and brightest companies to work for."
A DAY IN THE LIFE OF A CONSUMER LOAN UNDERWRITER
You are part of a small team of 3 Underwriters that oversee all Consumer Loans for the bank. You will work with multiple bank systems to manage a lending pipeline. You will coordinate the loan approval, denial or review and will promptly communicate the loan's status back to the lender. You are able to manage multiple loans at various stages in the process at the same time. You are passionate about helping customers and will provide alternative solutions if a loan cannot be approved automatically.
You are driven to continuously learn about products, policies and lending laws and regulations. You use this knowledge to recognize when something doesn't seem quite right. You ask questions and investigate to determine if the loan meets the bank's standards.
You back up your team members for appraisal reviews and second looks. You are tactful in all forms of communication understanding that everyone has the customer and bank's best interest in mind. You are goal orientated and ambitious and work with your team members to give outstanding customer experiences.
QUALIFICATIONS FOR A MORTGAGE APPRAISAL ADMINISTRATIVE ASSISTANT
- At least a year of consumer lending experience.
- Strong analytic ability with experience in evaluating credit.
- Experience utilizing outlook and Microsoft Office products.
- Consumer Underwriting experience is preferred.
- Bachelor's Degree preferred.
- Strong written and verbal communication skills.
- Excellent time management skills.
WORK SCHEDULE AND LOCATION
This position will work at our beautifully renovated corporate office at 310 Leonard NW, Grand Rapids. Office hours are Monday - Friday, 8:00 am - 5:00 pm (5:30 every 3rd Friday).
READY TO JOIN OUR TEAM?
We understand your time is valuable and that is why we have a very quick and easy application process. If you feel that you would be right for this lending position, please fill out our mobile-friendly application. We look forward to meeting you!