The Mortgage Loan Originator is responsible for originating mortgage loan applications according to approved policies and established programs, preparing quality loan files for submission to underwriting, and overseeing the full relationship with the customer throughout the process. This position requires expertise in developing business relationships, both inside and outside the bank, and creating active referral partners to source mortgage loan opportunities, and cross-selling other bank products. Constantly maintaining a thorough knowledge of industry related news, program changes, and compliance requirements is also necessary.
We are seeking someone to perform the following:
Business Development and Relationship Building
Develop relationships with centers of influence
Generate new loan relationships through referrals and new business prospecting
Meet or exceed mortgage volume production goals
Quality Loan File Preparation and Submission
Interview applicants to develop information and to determine whether a loan is within the bank’s lending policy and product scope.
Analyze financial and related data for use in determining creditworthiness of loan request
Provide recommendations to the appropriate approval source
Maintain High Level of Industry and Product Awareness
Stay up to date with program and product changes
Build understanding for developments and changes in the markets we serve
Work on dept. projects as assigned
Cross-sell Non-Mortgage Bank Products
Maintain and Comply with Applicable Industry Laws & Regulations
The candidate must have:
QUALIFICATIONS
QUALITIES
Results/Goal-oriented
Have Accountability
Positive Attitude
Self Starter
Creative – ability to Market Self and the Bank
Strong Leadership in the Community and the Bank
Strong Team-Building Skills
High level understanding of Mortgage business and programs
Professional