- Job Purpose:
- Develop, implement and monitor statistical analytical tools and systems, with a focus on the acquisitions and collections process. This data-centric role aims to analyze and solve problems by employing expertise from various disciplines, such as statistics, mathematics, and machine learning in support of well defined business goals. Participate in global Risk Management projects to ensure that best practices are utilized as it pertains to scoring and pricing quantification. Position may require ICS compliance activities as applicable.
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- Performance expectations:
- 1. Perform in-depth data quantative analysis (e.g., machine learning, advanced analytics, text mining, pattern recognition) from multiple data sources using a variety of tools; analyze various data systems and data sets to discover new insights; apply findings to develop new risk-based collection and recovery strategies
- 2. Data extraction, cleaning and validation for ad hoc analyses, reporting and model development
- 3. Provide data-centric consulting to internal customers in order to guide stratagic business decisions
- 4. Test, implement and document internally developed machine learning models, while adhering to DFS policies, procedures, and processes
- 5. Internally developing, testing, implementing and documenting new collection and/or recovery scoring models, generate quarterly monitoring reports
- 6. Work with external vendors to test, implement and document new collection and/or recovery scoring models and vendor products, generate quarterly monitoring reports
- 7. Evaluating and developing expertise in emerging analytics techniques, tools, and methodologies
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- Required Skills:
- Technical finance or analytical/statistical background and awareness of risk management and automotive financial services concepts.
- Experience in database design with expert knowledge of SQL (SAS or similar programming language preferred) and MS Office.
- Experience in the use of Python and machine-learning techniques applied to risk modeling is a plus.
- Strong written and verbal communication skills necessary to interact with multiple stakeholders at all levels of the organization.
- Experience participating in cross departmental projects, and credit decision engine is highly desirable.
EEO Employer
Apex Systems is an equal opportunity employer. We do not discriminate or allow discrimination on the basis of race, color, religion, creed, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), age, sexual orientation, gender identity, national origin, ancestry, citizenship, genetic information, registered domestic partner status, marital status, disability, status as a crime victim, protected veteran status, political affiliation, union membership, or any other characteristic protected by law. Apex will consider qualified applicants with criminal histories in a manner consistent with the requirements of applicable law.
Apex Systems is a world-class IT services company that serves thousands of clients across the globe. When you join Apex, you become part of a team that values innovation, collaboration, and continuous learning. We offer quality career resources, training, certifications, development opportunities, and a comprehensive benefits package. Our commitment to excellence is reflected in many awards, including ClearlyRated's Best of Staffing® in Talent Satisfaction in the United States and Great Place to Work® in the United Kingdom and Mexico.
Apex Benefits Overview: Apex offers a range of supplemental benefits, including medical, dental, vision, life, disability, and other insurance plans that offer an optional layer of financial protection. We offer an ESPP (employee stock purchase program) and a 401K program which allows you to contribute typically within 30 days of starting, with a company match after 12 months of tenure. Apex also offers a HSA (Health Savings Account on the HDHP plan), a SupportLinc Employee Assistance Program (EAP) with up to 8 free counseling sessions, a corporate discount savings program and other discounts. In terms of professional development, Apex hosts an on-demand training program, provides access to certification prep and a library of technical and leadership courses/books/seminars once you have 6+ months of tenure, and certification discounts and other perks to associations that include CompTIA and IIBA. Apex has a dedicated customer service team for our Consultants that can address questions around benefits and other resources, as well as a certified Career Coach. You can access a full list of our benefits, programs, support teams and resources within our ‘Welcome Packet’ as well, which an Apex team member can provide.
