Position: Commercial Credit Analyst II - Berrien Springs/Hybrid Work Eligible (Full-Time)
Location: Berrien Springs, MI
Job Id: 2216
# of Openings: 1
We're here to make sure you understand the job responsibilities, but we also think it's important for you to get to know our culture and values so you can begin living your "I Am Honor" story on your very first day.
So, who are we? Team Honor is made up of outgoing, positive, friendly and highly experienced individuals that pride themselves on putting the member first to "Provide Solutions for Your Financial Success". We also live each day by our core values: Respect, Integrity, Truth, and Fairness. It's no accident that we stick a giant smiley face on everything that is Honor, we are genuinely happy to help. We wear jeans because we're not afraid to jump in to do the work with our members and we look forward to the next time we can volunteer in our community. Come Be Part Of It!
If you enjoy building relationships, managing multiple priorities, and have strong analytical abilities, this is an opportunity you do not want to miss!
Commercial Credit Analyst II - Berrien Springs (Full-Time)
SUMMARY:
Receives, reviews, and evaluates business loan requests of medium to high complexity.
Assists in the management of the business loan portfolio.
Works with Commercial Loan Officers to structure loan requests in accordance with internal policy as needed.
Monitors and reviews construction and development loans.
Assists in collection activities as needed.
Serves borrowers and prospective borrowers promptly and professionally and provides general Honor Credit Union information and cross sells services.
Assists Business Services personnel as needed.
QUALIFICATIONS:
COMMITMENTS TO LIVING "I AM HONOR":
Act with Urgency and Care - You have the direct authority and responsibility to take action and seek out solutions.
The Platinum Rule - Treat others the way they want to be treated.
Make the Connection - Develop genuine relationships so you can provide a "WOW" experience.
See a Need, Fill a Need - Seize opportunities to help others meet their needs, whether they are known or unrealized.
Reason over Rules - Make decisions that are good for the person and good for Honor.
Cultivate Peace & Love - Uphold an environment where diversity is celebrated, kindness is contagious, and everyone belongs.
EDUCATION/CERTIFICATION: Bachelor's Degree in business or a related field, or an equivalent combination of training and work experience.
REQUIRED KNOWLEDGE: Knowledge of commercial lending and collections programs. Strong working knowledge of Microsoft suite of products, specifically Word and Excel.
EXPERIENCE REQUIRED: Three to Five years of Commercial Credit Analyst experience preferred. Commercial Real Estate and C&I lending preferred.
SKILLS/ABILITIES:
Must have demonstrated ability to keep finances in order.
Knowledge of applicable NCUA regulations.
Familiarity with property management and maintenance procedures.
Understanding of financial analysis and determination of credit worthiness.
Be self-directed and able to work with minimal supervision.
Excellent communication and public relations skills.
Strong analytical abilities.
Must be highly detailed.
Able to use a financial calculator and related computer applications and business machines.
Apply for this Position
Honor Credit Union is an Equal Opportunity/Affirmative Action employer. We provide equal employment opportunities to all qualified employees and applicants for employment without regard to race, religion, sex, age, marital status, national origin, sexual orientation, citizenship status, veteran status, disability or any other legally protected status. We prohibit discrimination in decisions concerning recruitment, hiring, compensation, benefits, training, termination, promotions, or any other condition of employment or career development.
