It's a great time to join AAA The Auto Club Group!
JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD
Job Type:
Full time
Exempt/Non Exempt:
Salary
Job Description:
*In office training required at the Fremont, MI headquarters for the 1st week of employment.
This position is currently able to work remotely from a home office location (MI) for day-to-day operations unless occasional travel for meetings, collaborative activities, or team building activities is specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy.
Sr. Commercial Lines Underwriter- Fremont Insurance
What you will do
Review, accept, decline or modify offerings submitted by producers for multiple/various commercial line coverage. Evaluate risks according to location, physical and moral hazards, inspection reports, underwriting precedent and experience, ensuring compliance with underwriting rules, guidelines and company philosophy throughout the process. Review information received regarding risks including inspection reports and credit reports and verify application data through the use of investigative letters, commercial inspections and/or personal observation. Review inspection reports and claims for rating on acceptability status and recommend risk improvement as appropriate. Initiate potential policy coverage or rating revision as a result of analysis and recommends and approves continuation, cancellation, non-renewal or rejection of applications or policies in accordance with established underwriting procedures, laws and judgment.
Exercise discretionary judgment when evaluating new or renewal high-value commercial underwriting application policies and evaluate the merits of each line of insurance based on current laws or level of underwriting expertise to accept or reject the risk presented. Correspond with outside insurance companies, business organizations, governmental agencies, or other contacts to develop procedures or to properly evaluate risks. Communicate and develop relationships with agents and producers and other insurance personnel to obtain further information, rate quotes or explain company underwriting policies. Manage portfolio to control the overall mix of accounts, profitability and take prompt action when necessary.
Train and educate agency staff on company products, services, processes and underwriting philosophy. Train, coach and serve as a technical resource to other underwriters. Provide mentorship that encourage individuals and the team to improve and accelerate performance.
Perform other duties as assigned.
Supervisory Responsibilities :
None
How you will benefit:
A competitive annual salary between $79,000 - $110,000 with annual bonus potential based on performance
ACG offers excellent and comprehensive benefits packages, including:
Medical, dental and vision benefits
401k Match
Paid parental leave and adoption assistance
Paid Time Off (PTO), company paid holidays, CEO days, and floating holidays
Paid volunteer day annually
Tuition assistance program, professional certification reimbursement program and other professional development opportunities
AAA Membership
Discounts, perks, and rewards and much more
Required Qualifications (these are the minimum requirements to qualify)
Education (include minimum education and any licensing/certifications):
High School Diploma or equivalent
Experience:
three years commercial insurance experience
underwriting policies, procedures and practices
working in a commercial underwriting environment
inspection techniques related to commercial insurance
working with mathematical concepts including fractions, ratios, statistics and probabilities
Knowledge and Skills:
commercial insurance contracts and forms
insurance laws as they relate to commercial underwriting
company commercial insurance programs and products, underwriting rules and requirements
processing procedures and rules
ISO or similar bureau rating systems (Regional Operations)
organization and planning
negotiating, analyzing and problem solving
independent decision making
written communication skills to include reports and technical writing.
analyze and interpret commercial inspection
provide work direction, guidance and training
coordinate and control major projects
communicate effectively with others
Preferred Qualifications
Education:
Bachelor's degree Business Administration or related field
Completion of an underwriting certification/designation (CPCU, CIC)
Work Environment
This position is currently able to work remotely from a home office location for day-to-day operations unless occasional travel for meetings, collaborative activities, or team building activities is specified by leadership. This is subject to change based on amendments and/or modifications to the ACG Flex Work policy.
Who We Are
Become a part of something bigger.
The Auto Club Group (ACG) provides membership, travel, insurance, and financial service offerings to approximately 14+ million members and customers... For full info follow application link.
As an equal opportunity employer, ACG is committed to providing equal opportunity in all employment practices,
including but not limited to: selection, hiring, assignment, re-assignment, promotion, transfer, compensation,
evaluation, benefits, training and development, discipline and termination. The company prohibits discrimination,
harassment, and retaliation in employment based on race, color, religion, national origin, gender, sexual
preference/orientation, marital status, pregnancy, childbirth or related medical conditions, age, disability or
handicap, citizenship status, service member status, genetic information, or any other category protected by
federal, state, or local law. Violation of this policy may result in disciplinary action including termination of
employment.
