It's a great time to join AAA The Auto Club Group!
JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD
Job Type:
Full time
Exempt/Non Exempt:
Hourly
Job Description:
*This position can work remotely out of a home office in Michigan, unless occasional travel for meetings, collaborative activities, or team building activities is specified by leadership. Training in person at the Fremont, Michigan office during the first few weeks of employment.
Personal Lines Underwriter - Fremont Insurance
What you will do:
Works under minimal supervision with an intermediate-level approval authority to review, accept, reject or modify new and renewal business for moderately complex to complex Personal Lines policies while ensuring a profitable personal book of business. Reviews risk acceptability to make objective decisions based on underwriting guidelines; ensuring standards for state compliance regulations are met. Uses creativity and underwriting knowledge to manage risks and retain business. Refers the most complex or higher level coverage reviews to senior staff or Supervisor.
Builds and maintains on-going relationships with agents with the goals of: educating agents on underwriting philosophy, providing updates on changes to products, services, processes and procedures, communicating compliance related concerns and discussing quality of submissions. Activities include: receiving inbound calls from agents, making outbound calls to agents and traveling to agent offices Reviews loss ratios and growth for agents when evaluating and making agency exceptions. Works with agents to correct errors. May change deductibles, increase premiums, cancel policies or recommend that an agent receive additional training or counseling when necessary. Reports non-compliant or unethical agent behavior.
Partners with Agency staff and Territory Managers to identify trends and patterns that might create problems. Collaborates with underwriting staff, sales, claims, and other business units to make recommendations regarding products, systems and performance as appropriate.
May assist in the training/mentoring of less experienced staff. May participate in special project teams and department initiatives.
Supervisory Responsibilities:
None
How you will benefit:
Our Personal Lines Underwriter will earn a competitive rate of $23.61- $31.49 per hour with annual bonus potential based on performance.
Excellent and comprehensive benefits packages are just another reason to work for the Auto Club Group. Benefits include:
401k Match
Medical
Dental
Vision
PTO
Paid Holidays
Tuition Reimbursement
We're looking for candidates who:
Required Qualifications (these are the minimum requirements to qualify)
Education (include minimum education and any licensing/certifications):
College level coursework in Business Administration or a related field, or equivalent work experience
Experience:
Working in an underwriting or sales environment to include independent agencies
Analyzing, problem solving and making sound decisions
Negotiating and resolving conflict
Demonstrating proficiency with Microsoft Office software applications
Knowledge of:
Underwriting policies, procedures and practices
Property and casualty insurance terminology, contracts and forms
State insurance regulations and practices
Inspection techniques related to property and casualty insurance
Insurance processing systems (i.e., IPM, Sales & Service Portal, PCMS or similar)
Quantitative measurements (loss ratio, production and profitability)
Fair Credit Reporting Act as it relates to insurance
Ability to:
Evaluate, accept, modify, reject or cancel personal lines risks in accordance with the underwriting guidelines
Evaluate third party documentation to determine the level of risk to which the Company will be exposed
Make exceptions to guidelines where appropriate without risking the Company's profitability or violating compliance regulations
Build, maintain and manage producer and customer relationships
Collaborate and communicate effectively both verbally and in writing with key business partners
Identify and report non-compliant or unethical agent behavior
Work under pressure with a strong attention to detail, completing tasks by taking decisive or quick action
Prepare and present unit activity reports and recommendations to management
Preferred Qualifications
Education:
Bachelor's degree in Business Administration or a related field
CPCU, CIC, IIA or other insurance related designation
Experience:
Working in a multi-state underwriting or sales environment to include independent agencies
Underwriting insurance products
Knowledge of:
Multi-state insurance regulations and practices
Knowledge of Fremont's property/casualty insurance products and processing procedures
ISO or similar bureau rating systems
Work Environment
Less than 10% of your time is spent traveling to agent locations.
This position is currently able to work remotely from a home office location for day-to-day operations unless occasional travel for meetings, collaborative... For full info follow application link.
As an equal opportunity employer, ACG is committed to providing equal opportunity in all employment practices,
including but not limited to: selection, hiring, assignment, re-assignment, promotion, transfer, compensation,
evaluation, benefits, training and development, discipline and termination. The company prohibits discrimination,
harassment, and retaliation in employment based on race, color, religion, national origin, gender, sexual
preference/orientation, marital status, pregnancy, childbirth or related medical conditions, age, disability or
handicap, citizenship status, service member status, genetic information, or any other category protected by
federal, state, or local law. Violation of this policy may result in disciplinary action including termination of
employment.
