Genisys CU, a progressive $2.7 billion credit union in Auburn Hills, is seeking an inside mortgage originator. Genisys CU is extremely member-focused and our mortgage originators are no different! This position receives a robust number of leads that are generated internally by branch referrals so consistent follow-up with members during the origination process is expected. Fostering an educational, informative, and supportive dialogue with members during their purchase or refinance transaction is critical as well. The qualified applicant should possess a minimum of three years of lending and residential mortgage loan origination or equivalent experience, knowledge of state and federal lending regulations, and secondary market guidelines. NMLS License Required (cost covered by Genisys CU). Established relationships with realtors and other third parties in the industry are preferred but not required to apply for this position. The applicant is expected to have strong communication and interpersonal skills, the ability to promote a positive and productive team atmosphere, along with a high level of member service. Not only does Genisys CU offer a generous compensation plan with unlimited earning potential along with benefits, but we also maintain a focus on work-life balance. Applicants looking to make a difference in the lives of others by helping them achieve their home ownership dreams in addition to providing themselves with a healthy compensation plan with unlimited earning potential can submit an application.
Position Purpose:
Originate mortgage applications, prepare mortgage documents, and work with the members and the mortgage team to quickly process all applications, and develop realtor relationships.
Job Duties (include but not limited to):
- Interview members to determine eligibility for the various types of mortgage programs
- Ability to explain all standard mortgage documents to the member
- Review and analyze all documents submitted by members at application
- Soliciting new loan business through existing and/or future business relationships
- Cross sell the Credit Union products and services to members
- Maintain timeliness and prompt turn-around time
Qualifications/Requirements:
- Minimum of three years of lending and residential mortgage loan origination
- Knowledge of state and federal lending regulations and secondary market guidelines
- Established relationships with Realtors and other third parties in the industry preferred
- Knowledge of determining credit worthiness preferred
- Understanding of Credit Union philosophy and functions a plus
Skills/Abilities:
- Strong communication skills, both verbal and written
- Ability to build strong business relationships
- Strong time management skills
- Well organized and detail-oriented
Benefits:
- Vacation and Paid Time Off
- Health, Dental, Vision, Life Insurance, Flexible Spending Accounts, & Short Term/Long Term Disability Available
- Paid Tuition to $5000 per year
- Bereavement Pay
- Holiday pay at 8 hours per observed holiday
- Free Financial Planning Assistance
- 401k up to 3% match and 5% Profit Share
EOE M/F/Disability/Veteran