Mortgage Loan Officer Experienced or Trainable
LOCATION: Market to be determined
STATUS: Full Time
GENERAL SUMMARY:
Macatawa Bank is growing our Mortgage Team in West Michigan by hiring individuals who are eager to learn, possess solid organizational skills and have outstanding communication abilities. While experienced mortgage professionals are preferred, individuals without experience are welcome to apply as we offer a comprehensive training program. Recent college graduates encouraged!
With 26 branches across the West Michigan area, Macatawa bank is able to provide the right candidate unlimited opportunity to grow personally, professionally and financially!
POSITION SUMMARY:
(1) Interviews applicants and analyzes financial data to determine credit-worthiness of loan request, and makes loan decisions within defined lending limits. Refers to an appropriate approval source if outside of personal lending limits. Maintains compliance with all applicable laws and regulations including fair lending.
(2) Generates new loan relationships through referral and/or new business prospecting, and may use various marketing strategies and/or civic and community involvement to develop a market area. Cross-sells other bank products and services to customers.
(3) Provides guidance to branch personnel for loans and reviews the work of Loan Processors.
(4) The Mortgage Loan Officer is compensated by a salary plus commission.
MINIMUM QUALIFICATIONS:
(1) Bachelors Degree
(2) 5-8 years of related experience