Company Overview:
Flagstar Bank, headquartered in Troy, Michigan, is a full-service bank with more than 100 branches in communities across Michigan. Chartered in 1987 as a federal savings bank, today Flagstar has assets of $9.4 billion. We are the largest banking company headquartered in Michigan, a top-tier mortgage originator in the country, and one of the nation's top 10 largest savings banks.
Job Summary:
Flagstar Bank is seeking dynamic, sales-oriented loan originators to help expand our sales team across the nation. Focusing on retail mortgage origination, this individual will be responsible for self-generated leads. Based on those self-generated leads, this person will be originating quality loans that comply with all regulatory guidelines.
Job Responsibilities:
- Generate leads for mortgage origination.
- Respond to all customer inquiries in a professional and timely manner.
- Analyze customers financial status, credit and property to determine available mortgage products.
- Obtain required information deemed necessary to complete the loan process: Originating, locking and closing home loan transactions.
- Develop new business through a variety of means including, personal and professional referrals, telemarketing, direct mail prospects and other sources that derive from special marketing campaigns.
- Establish a referral base to generate business.
- Observe developing trends in the industry and remain knowledgeable of changing guidelines, regulations and business practices.
- Attend scheduled meetings, training sessions and courses.
- Ensure compliance with applicable federal, state and local laws and regulations. Complete all required compliance training. Maintain knowledge of and adhere to Flagstar's internal compliance policies and procedures. Take responsibility to keep up to date with changing regulations and policies.
- Additional responsibilities as assigned by management.
Job Requirements:
- 3 - 5 Years Loan Officer experience; experience in a self-generated lead environment preferred.
- Proven track record in mortgage sales.
- High school diploma or GED.
- Knowledge of various products and underwriting guidelines.
- Exceptional customer service and sales skills.
- Excellent verbal and written communication skills.
- Demonstrates poise, tact and professionalism.
- Strong organizational skills with attention to detail.
- Ability to work under minimal supervision.
- Competently utilize computer programs such as: mortgage origination software, customer database management, MS Word, MS Excel
- Ability to work flexible and varying work schedules.
Flagstar Bank, FSB is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, religion, color, national origin, sex, age, status as a protected veteran, or status as a qualified individual with a disability. Flagstar Bank is committed to working with and providing reasonable accommodation to individuals with disabilities.
Member FDIC/Equal Housing Lender
Internal Use Only: Band L
Flagstar Bank is more than just a place to work – we pride ourselves on being a unique employer. You will find a dynamic work environment where employees of all levels interact with one another, exchange ideas, and grow personally and professionally. People power our business, and we’re always on the lookout for passionate, achievement oriented people who can move our business forward.Our culture is fast-paced, friendly, challenging, and stimulating. It represents who we are, and the people we hire quickly become part of it. We not only value and respect our customers, we value our employees as well. Our wide range of benefits are designed to help eligible employees, their families, and their lifestyles. For eligible employees, these include but are not limited to:
• Medical, dental, vision
• Life and disability insurance
• Paid time off and paid holidays
• 401 (k) plan with eligible employer match
• Discounted fitness memberships
• Employee incentives and service discounts
These are all part of what make working at Flagstar more than just a job. Whatever specialty you find yourself in, you’ll be joining a team that believes in working together towards what next. Flagstar Bank is an equal opportunity employer.
